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Client fact find

This document allows us to help you obtain the best loan for your circumstances. This form is only an application for a loan, and is not intended for accepting a loan offer. There are no fees or costs to apply.

This form consists of six parts:
- Part 1: Personal details
- Part 2: Financial position
- Part 3: Loan objective and purchase details
- Part 4: Privacy disclosure statement and consent
- Part 5: Applicant(s) execution
- Part 6: File upload and form submission
Part 1: Personal details
Are you applying on behalf of a company/partnership/trust?
- Yes
- No
Company/trust/partnership name:
ABN:
Applicant 1 information:
Title:
Surname:*
Given names:*
Date of birth (dd/mm/yyyy):
Marital status:
Your status in Australia:
- Citizen
- Permanent resident
- None of the above
Nationality:
Number of children/dependents:
Age of children/dependents:
Separate ages with a comma e.g. 10, 14
Current home address:
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Have you lived at this address for at least 3 years?
- Yes
- No
Time at current address:
From date (dd/mm/yyyy):
To date (dd/mm/yyyy):
Please provide 3-year residence history below:
Previous home address 1:
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
From date (dd/mm/yyyy):
To date (dd/mm/yyyy):
Previous home address 2:
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
From date (dd/mm/yyyy):
To date (dd/mm/yyyy):
Previous home address 3:
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
From date (dd/mm/yyyy):
To date (dd/mm/yyyy):
Previous home address 4:
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
From date (dd/mm/yyyy):
To date (dd/mm/yyyy):
Previous home address 5:
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
From date (dd/mm/yyyy):
To date (dd/mm/yyyy):
Residence status:
If other, please describe:
Home phone:
Work phone:
Mobile:
Email:*
Enter Email Confirm Email
Occupation:
Mode of employment:
If other, please describe:
Employer:
Have you worked for this employer for at least 3 years?
- Yes
- No
Length of service with current employer:
(years and months)
Please provide 3-year employment history below:
Previous employer 1:
Length of service:
(years and months)
Occupation:
Previous employer 2:
Length of service:
(years and months)
Occupation:
Previous employer 3:
Length of service:
(years and months)
Occupation:
Previous employer 4:
Length of service:
(years and months)
Occupation:
Previous employer 5:
Length of service:
(years and months)
Occupation:
Gross annual income:
Rental income (yearly):
Other income (yearly):

Part 3: Loan objectives and purchase details
Purpose of this finance
- Purchase owner occupied
- Purchase investment
- Refinance
- Debt consolidation
Estimated loan amount required:
Input ($) value.
Term of loan required:
Are you a first home buyer?
- Yes
- No
Approximate purchase price/property value:
Input ($) dollar value.
Suburb:
Contract date (estimate):
Solicitor/conveyance details
First and last name:
Address:
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Work phone:
Fax:
Email:
Loan Preferences
Score 1 to 10, in the order of their importance to you, one being the lowest and 10 the highest
Low variable interest rate:
Variable interest rate – a rate that can fluctuate over the life of the loan contract. Changes to the variable interest rate may result in a change to the loan repayment amount.
Fixed interest rate:
Fixed interest rate – a loan or mortgage with an interest rate that will remain at a predetermined rate for the entire term it is fixed for.
Interest only:
Interest only - A type of loan that requires repayments of interest due and, as such, leaves the loan amount untouched.
Additional payments allowed:
Additional payments – if you make more than the required mortgage or loan repayment necessary.
Locked rate fee:
Locked rate fee – an agreement between a borrower and a lender that allows the borrow to lock in the interest rate on a mortgage over a specified time period at an agreed rate, prior to the borrowers loan settling.
Line of credit/equity facility:
Line of credit – a flexible ongoing loan arrangement. Permits customer transactions within the specified credit limit. Works like a credit card, but with property interest rates.
Combination or split loan (fixed and variable):
Combination or split loan – multiple loans provided under a single loan contract. May have a portion variable, fixed or even a portion as a line of credit.
Redraw facility:
Redraw facility – loan feature lets you withdraw any additional repayments you have made on your home loan.
Low account keeping fee:
Low or no application fee:
Offset account:
Credit card:
Credit card – A small plastic card issued by a finance lender, allowing the holder to purchase goods or services on credit.
Portability:
Portability – if you have a property loan and want to sell your current property and purchase a new property and transfer your current loan to the new property, this is portability; however there are rules. Exchange and settlement for both properties need to occur on the same day and at the same time. In many cases the loan amount has to be the same or lower.
ATM access:
ATM access – An electronic banking outlet, which allows customers to complete basic transactions without the aid of a branch representative or teller.
Internet banking:
Internet banking – online banking (or internet banking) allows customers to conduct financial transactions on a secure website operated by their retail or virtual bank, credit union or building society.
Phone banking:
Phone banking – telephone banking is a service provided by a financial institution, which allows its customers to perform transactions over the telephone.
Ease of refinance/top-up:
Product flexibility:
Lender branch available:
Other comments:

Part 4: Privacy disclosure statement and consent
We are collecting personal information about you to provide you with our broking services. The information is required to assist you in preparing the loan application and locating an appropriate lender. If your information is not provided we may not be able to find a loan for you.

Unless you tell us not to, we may use your information to provide you with offers or information of other goods or services we or a third party can provide you with.

We may disclose your information to other organisations to help us provide our services and arrange the loan. The types of organisations we may disclose your information to include lenders, mortgage insurers, other mortgage intermediaries, valuers, and other organisations which assist us (such as printers, mailing houses, lawyers, and accountants).

In addition, we may disclose your personal information to any other organisation that may wish to, or has acquired, an interest in your loan, or in our business.

You can gain access to the information we hold about you by contacting us at the below address: Finsure Finance & Insurance Pty Ltd, Level 14, 74 Castlereagh St, Sydney NSW 2000

By signing this document you agree to its terms. It forms a legal contract between us. If you have any questions, ask before you sign.

When you are taking out a high LVR loan (ie a loan where the loan amount represents an amount which is 85% or greater of the value of the security) or a low doc loan, you acknowledge that you have ensured that you are not over committing yourself financially and are able to meet the repayment requirements on your proposed loan without suffering hardship.

Important: If you repay your loan early you may have to pay fees. Before you sign your loan contract, make sure you understand what fees are payable on early repayment, as sometimes these fees are significant.

Examples: If you take out a fixed rate loan, break cost fees may be payable. For all loan types, loan repayment fees or deferred (postponed) establishment fees may be payable. There may also be other fees such as a discharge fee and legal fees. ASK IF YOU WANT MORE DETAILS.
Part 5: Applicant(s) execution
Declaration and acknowledgement
- You confirm that all information in this document has been recorded correctly.
- You can confirm that you have been provided with a Credit Guide.
- You agree that we may collect and use your personal information as specified in Part 4.
- You acknowledge that you have been informed about your risk insurance options.

Part 6: Files required and form submission

We are required to make reasonable inquiries in relation to the needs, objectives, and financial circumstances of the borrower. After submitting this form, please supply the following documents by email at admin@andloans.com.au or fax at (03) 8080-3263.
- Pay slips x 2 (not older the 6 weeks)
- Tax returns or group certificate x 1
- ID clear copy of driver’s license or passport
- If applying for purchase, include a statement regarding the funds to complete the purchase
- If applying for refinance, include loan statements (most recent 6 months)
Date of application (dd/mm/yyyy):
By clicking the 'Submit' button below, you agree to the Terms and Conditions as outlined in Part 4 and Part 5 of this form.
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Client fact find

Step 1 of 5

This form consists of six parts:

Part 1: Personal details

Applicant 1 information:

Please provide 3-year residence history below:

Please provide 3-year employment history below:

Part 2: Financial position

Assets and liabilities

Other assets

Liabilities

Credit history

Significant changes in the future

Part 3: Loan objectives and purchase details

Solicitor/conveyance details

Loan Preferences

Part 4: Privacy disclosure statement and consent

Part 5: Applicant(s) execution

Declaration and acknowledgement

Part 6: Files required and form submission

By clicking the 'Submit' button below, you agree to the Terms and Conditions as outlined in Part 4 and Part 5 of this form.