This document allows us to help you obtain the best loan for your circumstances. This form is only an application for a loan, and is not intended for accepting a loan offer. There are no fees or costs to apply.
Credit cards/personal loans/leases/hire purchases
Score 1 to 10, in the order of their importance to you, one being the lowest and 10 the highest
We are collecting personal information about you to provide you with our broking services. The information is required to assist you in preparing the loan application and locating an appropriate lender. If your information is not provided we may not be able to find a loan for you.
Unless you tell us not to, we may use your information to provide you with offers or information of other goods or services we or a third party can provide you with.
We may disclose your information to other organisations to help us provide our services and arrange the loan. The types of organisations we may disclose your information to include lenders, mortgage insurers, other mortgage intermediaries, valuers, and other organisations which assist us (such as printers, mailing houses, lawyers, and accountants).
In addition, we may disclose your personal information to any other organisation that may wish to, or has acquired, an interest in your loan, or in our business.
You can gain access to the information we hold about you by contacting us at the below address: Finsure Finance & Insurance Pty Ltd, Level 14, 74 Castlereagh St, Sydney NSW 2000
By signing this document you agree to its terms. It forms a legal contract between us. If you have any questions, ask before you sign.
When you are taking out a high LVR loan (ie a loan where the loan amount represents an amount which is 85% or greater of the value of the security) or a low doc loan, you acknowledge that you have ensured that you are not over committing yourself financially and are able to meet the repayment requirements on your proposed loan without suffering hardship.
Important: If you repay your loan early you may have to pay fees. Before you sign your loan contract, make sure you understand what fees are payable on early repayment, as sometimes these fees are significant.
Examples: If you take out a fixed rate loan, break cost fees may be payable. For all loan types, loan repayment fees or deferred (postponed) establishment fees may be payable. There may also be other fees such as a discharge fee and legal fees. ASK IF YOU WANT MORE DETAILS.
We are required to make reasonable inquiries in relation to the needs, objectives, and financial circumstances of the borrower. After submitting this form, please supply the following documents by email at firstname.lastname@example.org or fax at (03) 8080-3263.