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Lo Doc Loans

  • Product definitions
  • Capitalise LMI
  • Fixed 10-15 years LVR95%
  • Fixed rates LVR90%
  • Fixed rates you pay in advance
  • Fixed rates with redraw LVR90%
  • Lo Doc Loans
  • Money builder loan
  • No on-going fees
  • Non conforming loans
  • Non genuine savings LVR 85-90%
  • Non genuine savings LVR 95%
  • Professional package loans $250,000+ LVR 80%
  • Professional package loans $250,000+ LVR 90%
  • Professional package loans $550,000+ LVR 80%
  • Split Loans

Lo Doc loans provides an option for self employed. Loans are available for a wide range of purposes and do not require proof of income. By completing an income declaration the borrower can access a fully featured property loan.

 

Some lenders need active ABN for 1-2years and GST registered for 1-2 years. No defaults, clean credit rating, some lenders will also require 12 months BAS statements if borrowings are over 60% of the valuation, plus 6 months trading account statements. Some lenders will allow self employed plus PAYG some will not and some will also require an accountant declaration.

 

View the example sheet (pdf, 1.56MB).

 


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